Applying online is quick & easy!

APPLY ONLINE

How do Online Loans from EZ Money in City Work?

Apply

We are so happy that you’ve chosen to apply for an online loan with EZ Money. We offer a time-saving online application process that can be completed within minutes on our website. Our online loan applications require only basic information, such as your address, phone number, birthdate, employment status, and income details. You are required to have and provide checking account information to be eligible for an online loan.

Receive Pre-Approval

We understand you need cash fast, so that’s why we’ve made our process quick and painless. Our customers receive pre-approval within seconds of completing the online loan application. Easy as that!

Sign Your Documents

You’re almost ready to receive your cash! All you have to do now is provide an electronic signature (e-signature) to indicate you’ve read all of the paperwork with specific criteria from your state and other online loan agreements.

Receive Your Cash

Just like that, your cash will be deposited directly into your bank account in as little as the next business day! Now you can pay those bills or take care of those unexpected expenses, worry-free.

Find a location

Use my location
OR
>

Online Installment Loans

Installment loans provide financial support for people with large bills or unexpected expenses by spreading out the cost of repayment over a longer period of time. Not only will you benefit from more time to pay off the loan, but you’ll also have the option of a flexible repayment schedule. Unlike brick-and-mortar banks, we don’t rely on your credit score to qualify for an online loan. The application process is simple and doesn’t require a perfect financial history.

*Installment loans are only offered to our Missouri customers.

>

Online Payday Loans

Payday online loans are one of the most convenient ways to get the cash you need, offering a quick solution for financial relief between pay periods. One of the most significant benefits of a payday loan is that the approval process is simple and does not require a lot of information. They are often needed in urgent financial situations, so our team works quickly to get you on your way. We'll be here to walk you through the entire process, to answer your questions and put your mind at ease. 

Online Loans in City
Get the Cash You Need, When You Need It

At EZ Money in City, we are passionate about helping people get out of financial trouble. We understand that cash emergencies happen. That’s why we’re proud to offer online loans from the convenience of your personal device. Plus, we make the application process clear and simple. All you do is fill out our online application, receive pre-approval within seconds, provide an e-signature, and your cash is deposited into your bank account within the next business day. It’s that easy!

*Online loans are only available in North Dakota and Missouri.

Applying for an Online Loan in City

Choosing an online loan can be an intimidating experience for some. With so many lenders providing different options for online loan services, selecting a loan provider can be pretty overwhelming. The team at EZ Money of City wants to make your online loan experience as easy as possible. There are some important questions you can ask yourself when you’re considering applying for an online loan: Will the interest or loan fee outweigh potential losses if you don’t have the money you need? Will the online loan’s total cost justify the purpose of the loan? If you determine that an online loan is the best choice for your current situation, we will work with you to make sure you get what you need.

There are a few different types of online loans that you can apply for, and each type comes with its own terms and conditions (loan availability varies by state):

Disclaimer

Payday advances are typically for two-to four-week terms. Some borrowers, however, use payday advances for several months, which can be expensive. High-interest loans such as Payday Advances should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Approval depends upon meeting legal, regulatory and underwriting requirements. EZ Money and third party lenders may, at their discretion, verify application information by using national databases, including but not limited to Lexis Nexis, that may provide information from one or more national credit bureaus, and EZ Money may take that into consideration in the approval process.

Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. Actual loan amounts vary. EZ Money is currently operating in: Iowa, Kansas, Michigan, Missouri, and North Dakota.

For specific rate and term information in each state you can click on the above link for the specific state of your choice.

EZ Money is licensed by the Iowa Division of Banking under Iowa Code, Chapter 533D. EZ Money and Getezmoney.com are licensed by the Missouri Division of Finance under Missouri CSR 408.500.1 and 408.510. EZ Money and Getezmoney.com is licensed by the North Dakota Division of Finance under North Dakota Century Code Chapter 13-08. EZ Money is licensed by the Michigan Department of Insurance and Financial Services under the Deferred Presentment Service Transactions Act (DPSTA), 2005 PA 244, MCL 487.2121. Getezmoney.com is licensed by the Kansas Office of the State Bank Commissioner, Consumer and Mortgage Lending Division under Chapter 16a of the Consumer Credit Code.

Payday Advances are also commonly referred to as Cash Advances, Payday Loans, Post-Dated Checks, Delayed Deposit Loans, and Deferred Deposit Loans.